Going beyond border? Intention to use international bank cards in Vietnam

Dzung Tran Trung Phan, Thanh Thi Ha Nguyen, Tuan Anh Bui

Research output: Contribution to journalArticlepeer-review

14 Citations (Scopus)

Abstract

The paper aims to explore the factors affecting potential users of international bank cards in Vietnam. With milestones treaties being signed CPTPP and EVFTA, Vietnam is now exposing itself to the international open environment. Bank card market is at the core of this wind of change, and that is the reason for us to research the intention to use international bank cards. Given that the decision to choose international bank cards could either be the switch from domestic cards or adopting a brand new card, we develop some specific constructs to reflect that consideration, specifically PE and PD, asides from traditional constructs used in TPB and TAM frameworks. The analysis work is conducted using PLS-SEM approach. Our findings reveals that most of our proposed hypotheses are supported, in which SN plays the most important direct role to INT, while total effect of PU on INT is similar to that of SN. The newly introduced PD negatively and significantly impacts INT, and PE also has a positive impact on INT. The findings suggest that overall, it is important for bank card issuers to have a balance approach to the market, with focus on increasing usefulness and reducing potential disadvantages of international bank cards.

Original languageEnglish
Pages (from-to)315-325
Number of pages11
JournalJournal of Asian Finance, Economics and Business
Volume6
Issue number3
DOIs
Publication statusPublished - 1 Aug 2019
Externally publishedYes

Keywords

  • Bank card
  • International bank card
  • International treaty
  • PLS-SEM
  • Vietnam

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